Are you ready for your trip?
We understand that when you’re traveling, you don’t want to worry about a thing. But events happen, even to the well-prepared travelers. You may have to cancel your trip at the last minute to tend to a family emergency. You may need medical assistance when you’re away. Your baggage may go missing, or there may be damage to your personal property. You just never know.
Ask yourselves a few questions:
1) what happens if my trip has to be cut short, or I have to extend my trip due to an illness at destination?
2) would I be able to (or want to) pay for toiletries/clothes and other necessities if my luggage is lost?
3) could I afford an air ambulance home?
4) does my current coverage through work or my credit card pay up front for medical expenses? or cover everyone that's traveling with me?
Here is a brief summary of the different travel insurance plans that I suggest. This is only a very brief summary, and you should read the full document as highlighted for the full details.
RBC Deluxe Package Travel Insurance covers your emergency medical needs; doctor visits, tests, hospitalization, etc. This plan also covers cancellation, interruption and trip delays, flight accident, travel accident, delayed baggage & personal effects and damaged baggage.
RBC Non-Medical Package Travel Insurance covers cancellation, interruption and trip delays, flight accident, travel accident, delayed baggage & personal effects and damaged baggage. There is no medical coverage included.
Anyone over the age of 73 will be required to remit a medical questionnaire prior to booking to ensure the coverage will be permitted by RBC.
We will add everyone to the group travel insurance policy at the time of deposit. The premium will be paid with the final payment. As the provincial taxes vary, those amounts will be determined at payment time.
If anyone wishes to opt out of the provided coverage, that will be possible to do, and the opt out forms will be provided at final payment time. This is not recommended, as travel insurance is the only way to obtain a refund, in the case of an unexpected cancellation, for any reason.
Deluxe Travel Plan - $1500 coverage 5 - 9 days
18 - 59 years - $123
60 - 64 years - $137
65 - 69 years - $166
70 - 74 years - $266
Deluxe Travel Plan - $1500 coverage 10 - 16 days
18 - 59 years - $140
60 - 64 years - $166
65 - 69 years - $204
70 - 74 years - $343
Deluxe Travel Plan - $2000 coverage 5 - 9 days
18 - 59 years - $149
60 - 64 years - $172
65 - 69 years - $206
70 - 74 years - $281
Deluxe Travel Plan - $2000 coverage 10 - 16 days
18 - 59 years - $176
60 - 64 years - $211
65 - 69 years - $255
70 - 74 years - $366
Deluxe Travel Plan - $2200 coverage 5 - 9 days
18 - 59 years - $164
60 - 64 years - $188
65 - 69 years - $227
70 - 74 years - $309
Deluxe Travel Plan - $2200 coverage 10 - 16 days
18 - 59 years - $191
60 - 64 years - $225
65 - 69 years - $271
70 - 74 years - $391
Deluxe Travel Plan - $2500 coverage 5 - 9 days
18 - 59 years - $181
60 - 64 years - $211
65 - 69 years - $258
70 - 74 years - $342
Deluxe Travel Plan - $2500 coverage 10 - 16 days
18 - 59 years - $207
60 - 64 years - $254
65 - 69 years - $305
70 - 74 years - $424
Non Medical Plan - $1500 coverage 5 - 9 days
18 - 59 years - $106
60 - 64 years - $114
65 - 69 years - $123
70 - 74 years - $137
75 - 79 years - $204
80 + years - $269
Non Medical Plan - $1500 coverage 10 - 16 days
18 - 59 years - $113
60 - 64 years - $128
65 - 69 years - $133
70 - 74 years - $146
75 - 79 years - $221
80 + years - $288
Non Medical Plan - $2000 coverage 5 - 9 days
18 - 59 years - $129
60 - 64 years - $139
65 - 69 years - $146
70 - 74 years - $167
75 - 79 years - $266
80 + years - $343
Non Medical Plan - $2000 coverage 10 - 16 days
18 - 59 years - $141
60 - 64 years - $150
65 - 69 years - $159
70 - 74 years - $180
75 - 79 years - $280
80 + years - $362
Non Medical Plan - $2200 coverage 5 - 9 days
18 - 59 years - $140
60 - 64 years - $152
65 - 69 years - $161
70 - 74 years - $186
75 - 79 years - $288
80 + years - $371
Non Medical Plan - $2200 coverage 10 - 16 days
18 - 59 years - $149
60 - 64 years - $164
65 - 69 years - $175
70 - 74 years - $197
75 - 79 years - $303
80 + years - $389
Non Medical Plan - $2500 coverage 5 - 9 days
18 - 59 years - $158
60 - 64 years - $172
65 - 69 years - $184
70 - 74 years - $213
75 - 79 years - $320
80 + years - $401
Non Medical Plan - $2500 coverage 10 - 16 days
18 - 59 years - $168
60 - 64 years - $183
65 - 69 years - $200
70 - 74 years - $225
75 - 79 years - $335
80 + years - $419
